Setting and tracking Goals

Give the goal a name, a target value, and a target date. Then pick one of three monthly contribution modes:

• Via distributions — select one or more distributions from your Monthly Expenses template; their combined value becomes the expected monthly contribution, and boodget automatically tracks the real contribution from whichever of those distributions get marked done each cycle.
• Manual — you type a fixed expected monthly amount, and record the real contribution yourself per cycle from the goal's detail page.
• Ad-hoc — no monthly figure at all; progress is read purely from the linked accounts' balance, with no chart or feasibility check.

Optionally select contributing accounts — their combined value (from your latest Capital snapshot) is the goal's current progress — and an extra value already in hand (money already sitting in those accounts from a one-off windfall), which only affects the projection, never the progress itself.

The Goals tab lists every goal for the dossier as a card: name, a state badge (Active, Completed, or Failed — computed automatically, never set by hand), the target date, a progress bar, and the current figure against the target. A goal that can't mathematically be reached with its current contribution gets an extra Infeasible badge and a warning line, so an unreachable plan never hides quietly in the list.

Opening a goal shows a progress bar against three headline figures — Target, Progress, and Remaining — with the same state badge and percentage as the list. If the goal is infeasible — its current contribution simply won't get there by the target date — a prominent banner above the hero says so plainly, rather than leaving you to infer it from a slow-moving bar.

Below the hero, a strip of figures fills in the rest of the picture: the target date itself, an estimated done date whenever you're on pace to finish early, months left, the monthly amount still needed, and — for Via-distributions and Manual goals — the monthly amount actually budgeted toward it, so you can see at a glance whether your plan covers what's required.

For Via-distributions and Manual goals, a chart plots Expected cumulative contributions (what your plan projected) against Real cumulative contributions (what actually happened each cycle), plus a dashed Projected line extending from today to the target date at your current pace. When that pace would get you there early, a dashed "Estimated" marker on the chart shows exactly which month. This chart isn't shown for Ad-hoc goals — without a monthly contribution figure, there's nothing to project.

Started tracking a goal after you'd already been saving toward it? The Historical contributions section lets you back-fill monthly amounts for the months before any cycle existed (or before the goal was created) — either one month at a time or as a date range. These are for the chart only: since the money is already reflected in your account balance, they're never added a second time to your actual progress.